My name is Zorayr Shakaryan. I studied Radio Engineering and now work in a software-related company to support myself, but I haven’t yet been able to move into work that matches my education and long-term goals. Over time I fell behind on bills and took loans to get by. Now that debt has reached $20,000, and most of my income goes to repayments and interest. Because of this, I have almost no time or money left to invest in learning or reskilling.

I’m not asking for a handout. I’m asking for a chance — the ability to remove the immediate financial pressure so I can:

• Pay off outstanding loans and stop the interest cycle
• Invest time into language learning and professional retraining
• Build a stable career that allows long-term financial independence

If funded, I will provide:

• Proof of debts if requested (bank statements, loan statements) — shared privately
• Monthly updates showing progress on debt repayment and learning milestones
• Clear accounting for how funds are used

This support would buy me what I don’t have now: time and freedom to grow, not just survive. Thank you for reading and for any help or shares.

Why you can trust me

• I will provide relevant documents to verify debts upon request (shared privately).
• I will post monthly updates on progress.
• I commit to full transparency about how funds are used.
• My goal is education and stable work — not consumption.

Goal: $20,000 USD

Planned allocation (example):

• Loan & debt repayment: $16,000
• Interest/fees clearance: $2,000
• Short-term living stabilization while training (3–4 months): $2,000 ,No luxury spending. Every dollar goes to ending the debt cycle and enabling study & retraining.
• My address is wrong because there is no support Armenia 
• My E-mail Shaqaryan@gmail.com